Everybody’s financial plan and investment strategy is totally different. When you go into a restaurant and order steak- not everybody likes their steak cooked the same temperature and some people don’t even like steak. It is the same with investments. What is right for your neighbor or family member could be totally unpalatable for you.

It is important to realize that everything has risk- even a CD. For example, if you are living off of the income from your CD and it was paying 5% for 3 or 4 years, and then the bank changed the rate to 1%, the income from that CD has just dropped by 80%. You may have to either lower your lifestyle or eat into the principal to keep your lifestyle in the manner in which you are accustomed.

A financial planner will help you to put RISK into perspective. It is not a bad word. It is a calculation. If done properly (with the client in mind), the configuration of each individual's or family's investments vary dramatically.

At Creating & Managing Wealth, our representatives assist in helping reach financial goals through a variety of investments. To figure out what types of investments are suitable for your needs, please contact a representative today.

The above example is for illustrative purposes only and does not attempt to predict actual results of any particular investment.


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